Conforming Loan Limits 2024 San Diego County. If a mortgage exceeds the conforming loan limits then it is considered a jumbo loan. A conforming loan is a conventional home loan that “conforms” to the loan limits established by the federal housing finance.

The three exceptions to this baseline amount are king, pierce, snohomish counties. The new conforming loan limit is $766,550, up $40,350 from the previous year’s $726,200.